Compliance operations designed into the platform core
KYC workflows, audit trails, regulatory reporting and operational controls — not bolted on, but architecturally integral.
KYC / KYB Onboarding
Structured customer onboarding with state machine, verification levels and progressive data collection.
AML Review Queues
Review queue management for compliance officers with decision tracking, notes and escalation support.
Immutable Audit Trail
Every compliance-relevant action generates an immutable audit event — stored as structured JSONB with full context.
Document Generation
Automated production of statements, certificates and compliance evidence packs for regulatory review.
Operational Controls
Admin-level controls for account status, payment approval, customer restrictions and compliance actions.
Data Retention
Architecture supporting structured data retention policies with immutable records and lifecycle management.
Evidence Packs
Structured evidence collection for compliance decisions — document uploads, verification records and review histories.
Regulatory Awareness
Platform design informed by PSD2, AML directives, DORA and European regulatory frameworks — without claiming compliance.
Structured customer verification lifecycle
Every customer progresses through well-defined verification states with audit events at each transition.
Architecture aligned with European regulation
dolfin pay is designed with regulatory awareness — not claiming compliance by default. The platform provides architectural foundations and operational workflows that support teams working towards and operating under European financial regulation. Implementation should be complemented by appropriate legal and regulatory counsel.
Discuss your compliance requirements
Talk to us about your regulatory context and how dolfin pay can support your operations.